IndiakaLoan.com provides a customized solution and assists working professionals avail loans instantly at low interest rates, enabling business expansion.
Loans for working professionals from IndiakaLoan.com will help you enhance your business with ease. You can use the loan for expanding your business, upgrading equipments and much more. What makes our offer even more endearing is the fact that you do not require to furnish any security while applying for loans from IndiakaLoan.com.
Moreover, you also stand to get competitive interest rates, customized professional loans and quick approvals. IndiakaLoan.com also offers special benefits on professional loans for select professions. So availing loan for doctors, loan for Chartered Accountants (CA), loan for company secretaries (CS), loan for architects, loan for others etc. are easy to get from us.
Swift, competitive and transparent, Our loans for professionals can be customised to meet every requirement of the applicant. Hassle-free documentation and swift approvals at Indiakaloan helps you avail your loan with considerable ease any you can enjoy the benefits that come with it.
A Perfect Protection Cover - You can give a perfect security cover to your loved ones by paying nominal premium and covering your loan with Indiakaloan Credit Protect Insurance Plan:
• In case the customer dies of natural or accidental death, the customer/nominee can avail the Payment Protection Insurance that insures that principle outstanding on the loan up to a maximum amount of the loan.
• The premium for this product stands to be deducted from the loan amount during disbursal after charging service taxes and applicable surcharge/cess at the rates as notified by the government.
Advantages That Such A Move Brings Are:
• Gives the family a perfect security cover as the loan amount is paid off in case the customer dies.
• You need not use other savings for loan repayment.
• Tax benefits – as per the laws.
• A perfect package – loan + insurance
Takes Care of All Your Requirements
You can avail loan without furnishing any collateral, guarantor, or security to take care of your business requirements from business expansion and working capital to your child’s education or home renovation.
Swift Eligibility Check & Disbursal
You can check your eligibility for Loan for Professionals online. Loans will be provided based on earlier repayment of home loans, auto loans and credit cards.
If you are any of the following then you are eligible for applying for loans for professionals at IndiakaLoan.com:
Doctors, Chartered Accountants, Architects, Company Secretaries as well as professionals involved in self practice or consulting.
Individuals with minimum 4 years of post-qualification experience for Doctors and Chartered Accounts, and minimum 5 years of post-qualification experience for Company Secretaries and Architects.
Those businesses seeking loan for businessman should have a Minimal Annual Income (ITR) of Rs. 1 lakh per annum
Businesses that are making profit for last 2 years
The applicant should be 25 years of age when applying for the loan and should not be older than 65 years at the time loan matures.
At IndiakaLoan.com you face minimal documentation for personal loans. This enables us to process your application and disburse the funds quickly. The documents required for professional loans at IndiakaLoan.com are:
Proof of highest professional degree
PAN Card – For Company/Firm/Individual
Aadhaar Card
Passport
Voter's ID Card
Driving License
Passport
Bank statement of the last 6 months<
Latest ITR as well as the computation of income, balance sheet and profit & loss account for the last 2 years, after being CA Certified/Audited<
Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)<
Other mandatory documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]<