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Machinery loans can be opted either for repaying a faulty or broken machine or upgrading for a better version. Some of the advantages that availing machinery/ equipment loans from IndiakaLoan.com are:

Unsecured Loan for Machinery and Equipment

You do not have to worry about guarantors or collaterals for equipment financing.

Flexi Loan Facility

An innovative offering, flexi-loan facility allows you to manage your cash flow smartly and effectively.

Pre-Approved Offers

We introduce pre-approved machinery finance schemes regularly which might include a top-up loan or slash in interest rates, etc.

Online Account Access

On availing machinery or equipment loan from IndiakaLoan.com, you stand to get online account access to all your loan information.

Availing business loan from IndiakaLoan.com is simple. All you need to do is to fulfill the following criteria:

You should be 25-55 years of age.

Your business should have a vintage of minimum 3 years.

Your business should have its Income Tax returns filed for at least the past 1 year.

You might be required to submit other relevant financial documents at the time of verification. The information of which will be provided as and when required.

Given below is a list of the business loan customer profiles that IndiakaLoan.com considers:

Self Employed Professionals (SEP)

Practicing allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession. Proof of qualification – document to be shared

Self Employed Non Professionals (SENP)

Traders and manufacturers, retailers, proprietors, and service providers etc


Partnerships, Limited Liability Partnership, Private Limited and closely held Limited companies. Other constitution types depending on their profile on a case to case basis

We require minimal documentation for machinery loan. All you need to do is to submit the below mentioned documents.

Passport size photograph

KYC documents

Business proof: Certificate of business existence

Relevant Financial documents

Bank Account statement of last month